Accidental Death Life Insurance Policies | Life Insurance Health

[unable to retrieve full-text content]Accidental death life insurance protects your loved ones from financial risk in the event of an unforeseen accident that takes your life. This insurance can be especi. Coverage Provided. Accidental death coverage provides an ...

Source: http://lifeinsurancehealth.net/accidental-death-life-insurance-policies/

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Compound Interest Formula The Magic ... - Personal Finance Solution

When it comes to becoming rich / building wealth and the importance of regular saving and investing, you simply can?t afford not to talk about the power of compound interest. You know, I?m not sure if you can get rich quick (unless your definition of quick is 10 years or so); however, if that is your goal, then Compound Interest is the magic bullet of your savings and investing strategy.

Compound Interest ? The 8th Wonder of the World

Albert Einstein famously referred to it as the 8th Wonder of the World and even went as far as saying that ?the most powerful force in the universe is compound interest?. Einstein, you could say, was smarter than the average bear! ?so if he thought that there?s got to be something behind what he called the ?greatest mathematical discovery of all time?.

For something so powerful, the maths behind compound interest is truly very simple. It is just interest earned on top of principal and interest i.e. interest accruing not only on the initial principal deposit you invested but also on the accumulated interest over time. This creates a snowball effect so that, as your capital rolls down the hill, it gathers more and more interest until you end up with a very large snowball indeed.

The really great thing about compound interest is you don?t have to do a crash-course in momentum stock trading or leveraged property investing to avail of this wonderful little financial miracle. Compound growth is available to EVERYONE the day you make a decision to utilize it i.e. the day you start saving and investing.

The Magic Formula!

Where the interest is compounded once a year then the Compound Interest Formula is: A = P(1 + R)Y whereby:

A = the accumulated amount i.e. how much money you?ve accumulated after n years, including interest.

P = the principal (the money you start with, your first deposit)

R = the rate of interest (AER) as a decimal (8% means = .08)

Y = the number of years you leave it on deposit

The Two Levers of Compound Interest: Frequency & Time

1. Frequency (or Interval)

In the above example we are simply compounding annually. But some savings and investments may compound quarterly or even monthly. So, it?s important to find this out in advance from the financial institution or broker. The frequency with which returns are compounded is particularly important when investing in Bonds. The following shows the difference in how the formula is calculated.

Quarterly Compounding = P (1 + R/4)4

Monthly Compounding = P (1 + R/12)12

The more frequent the interval of compounding is, the greater the impact on compound growth. However, it?s worth noting that although frequency is an important lever in the impact of compounding on the future value of a savings or investment vehicle, it is not as impactful as the term i.e. length of time (plus the compounding frequency ?lever? is subject to the law of diminishing returns over time).

2. Time (i.e. the Term)

Compounding exerts its most dramatic effect (for a given interest rate) when the term is extended. In other words, the longer an amount is subject to compounding, the greater the effect.

If you invested $10,000, using the above formula, compounding interest at 8% per annum, over 10 years only, the future value would be $12,597. However, taking the same principal sum and interest rate, but compounding over 25 years, the future value would be $21,589! So, as you can see, the effect of term length is remarkable: the original sum of $10,000 doubles in less than 10 years and increases more than seven fold in 25 years.

How to Guarantee You?ll Become a Millionaire

If you are a long-term convert to the habit of saving and investing, then you will have no doubt discovered that compound interest is your long-term best friend on the road to wealth creation.

The best thing about compound interest is that it is your money working for you rather than the other way round. Pocket change can literally turn into millions over 20 or 30 years. Did you know that if you invested just $5,000 per year at an average return of 7% from the age of 25 you?d be a millionaire by the time you hit 65. Ok, so inflation would eat away at the real value of those million dollars after 40 years but it proves the point that over time, regular saving of quite small amounts can build up an astonishing sum of money.

The secret to reaping the benefits of compound interest is:

1. Saving and/or Investing a regular amount of money each month.

2. Leaving you money invested for the long-term.

3. Reinvesting your gains (interest), again and again.

Conclusion:

So, compound interest allows you to get rich slowly over time but you can speed up this process and get rich quicker by pulling on the two levers of frequency and time. Of course, maximising your interest rate by choosing the right investment vehicle in the first instance is also a big factor. However, the key take-home message in all of this is, leaving aside interest rate, the amount of capital (principal) you start with is not nearly as important as time i.e. getting started early. Remember, the great thing about compound growth is that this ?magic formula? is available to EVERYONE i.e. YOU, the day you make a decision to utilize it!

Source: http://feusab.com/?p=86250

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Judge to mull an extension of Loughner's treatment (AP)

TUCSON, Ariz. ? The man accused of wounding Rep. Gabrielle Giffords in a deadly shooting rampage is scheduled Wednesday to make his first court appearance since an angry outburst got him kicked out of a May competency hearing.

Jared Lee Loughner's mental status is again the order of business, as a judge decides whether it's likely the 23-year-old can be made competent to stand trial.

But this time around, Loughner will be under the effects of psychotropic drugs, which he has been forced to take the past 60 days.

U.S. District Judge Larry Burns will decide whether to grant prosecutors' request to extend Loughner's stay at a Missouri prison facility by another eight months. A psychologist told the court that Loughner remains mentally unfit to stand trial, but that the extended stay would give him time to improve and become competent.

Burns may also discuss whether to hold another hearing on Loughner's forcible medication.

Loughner has been at the Springfield, Mo., facility the past four months after Burns found him mentally unfit for trial.

The judge's decision followed a May 25 hearing in Tucson in which Loughner interrupted the proceedings with a loud rant. "Thank you for the free kill. She died in front of me. Your cheesiness," he said, according to court transcripts.

Federal marshals whisked Loughner from the courtroom, and he watched the rest of the hearing on closed-circuit TV from a separate room.

Experts have concluded Loughner suffers from schizophrenia.

The judge required Loughner's presence at Wednesday's hearing, even though Loughner's lawyers objected and argued traveling would be disruptive for their mentally ill client.

Loughner wanted to attend the hearing so he could see his parents, who live in Tucson.

Dr. Christina Pietz, a psychologist treating Loughner, is expected to testify that she believes Loughner can be made mentally fit for trial during an extended stay at the Missouri facility.

Loughner's attorneys argue prosecutors have failed to prove such an outcome is probable.

Loughner has pleaded not guilty to 49 charges stemming from the Jan. 8 shooting that killed six and injured 13, including Giffords.

If Burns decides to extend Loughner's stay in Missouri, the judge likely will discuss whether to hold another hearing to determine if Loughner should continue to be forcibly medicated in a bid to make him mentally fit for trial.

Prison officials have forcibly medicated Loughner with psychotropic drugs after concluding at an administrative hearing that he posed a danger at the prison.

Loughner's lawyers have been seeking to have the judge, rather than the prison, decide whether Loughner should be medicated.

Loughner was first forcibly medicated between June 21 and July 1, but an appeals court temporarily halted the medications after defense lawyers objected.

The forced medication resumed July 19 after prison officials concluded Loughner's psychological condition was deteriorating, noting he had been pacing in circles near his cell door, screaming and crying for hours at a time.

Defense lawyers have repeatedly asked Burns and a federal appeals court to halt the forced medications.

Loughner's medications include the sedative lorazepam, the antidepressant Wellbutrin and Risperidone, a drug used for people with schizophrenia, bipolar disorder and severe behavior problems.

Pietz has said Loughner has recently made progress in making more eye contact with people, improving his personal hygiene and pacing less.

But defense attorneys said none of the changes confront Loughner's delusions and noted he remains on suicide watch.

If Loughner is later determined to be competent enough to understand the case against him, the court proceedings will resume. If he isn't deemed mentally fit at the end of his treatment, Loughner's stay at the facility can be extended. There are no limits on the number of times such extensions can be granted.

If doctors conclude they can't restore Loughner's mental competency, the judge must make another decision. If he finds there's no likelihood of Loughner being restored to competency, he can dismiss the charges.

In that case, state and federal authorities can petition to have Loughner civilly committed and could seek to extend that commitment repeatedly.

Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20110928/ap_on_re_us/us_congresswoman_shot_suspect

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White House says reviewing China bill, shares goal (Reuters)

WASHINGTON (Reuters) ? The White House on Wednesday said it was "reviewing" a Senate bill to crack down on China's currency practices after a senior Republican senator demanded the administration lay out its position on the legislation.

"We are reviewing the bill," White House spokesman Jay Carney told reporters. "We share the goal of achieving further appreciation of China's currency."

"China has moved some in terms of appreciating its currency ... But it's substantially undervalued and we need to see continued progress. And we've made that clear publicly and privately," Carney said.

Senate Majority Leader Harry Reid plans to take up the bipartisan legislation, which is aimed in part at pressuring Beijing to let its yuan currency rise faster, and has told reporters he felt "very confident" it would be approved.

Many U.S. lawmakers believe the yuan is undervalued by as much as 25 percent to 40 percent, giving Chinese companies an unfair price advantage in trade and costing American jobs.

A key provision would instruct the Commerce Department to treat undervalued currencies as a subsidy under U.S. trade law, allowing companies to ask for countervailing duties against imports on a case-by-case basis.

In order to become law, the bill would have to be passed also by the House of Representatives and then be signed by President Barack Obama.

The Congressional Budget Office estimated a similar measure passed last year by the House would collect about $125 million in new tariff revenues over ten years, based on its conclusion that only a "small share" of imports from China and other countries would qualify for the relief.

That legislation died in the Senate, but concern about continued high U.S. unemployment and slow economic growth has prompted lawmakers to focus again on the issue, which is resonating on the campaign trail.

In an interview on MSNBC, Republican presidential candidate Mitt Romney said on Wednesday that he saw China as an "economic threat" to the United States. Under a Romney administration, "We're going to clamp down on China when they cheat," he said.

DON'T 'POLITICIZE' ISSUE, CHINA SAYS

House Republican leaders have not signaled any desire to consider the legislation, although many rank-and-file Republicans support taking action on the currency front.

The Obama administration so far has been silent on the measure, following a pattern it displayed last year when the then Democrat-controlled House passed a similar bill.

With Senate action approaching, a senior Republican called on the administration to break its silence on the legislation, which is opposed by a large swath of business groups but supported by labor and domestic manufacturers that compete directly with lower-price imports from China.

"Before the Senate moves forward, it's imperative that the 100 members of this body have a full understanding of the administration's views on this legislation," Senator Orrin Hatch said in a letter to U.S. Treasury Secretary Timothy Geithner and U.S. Trade Representative Ron Kirk.

Hatch, the top Republican on the Senate Finance Committee, asked for a written reply by late Monday afternoon, just before the Senate is scheduled to vote on taking up the bill.

China's yuan, also known as the renminbi, has risen about 3 percent against the dollar this year and about 6.7 percent since its peg to the dollar was loosened in June 2010. It closed slightly higher on Wednesday.

"The renminbi's exchange rate is not the cause of the trade imbalance between China and the U.S.," Chinese Foreign Ministry spokesman Hong Lei said in Beijing. "We hope the U.S. will maintain the overall interests of bilateral trade and economic relations and refrain from politicizing this issue."

In his letter, Hatch asked Geithner to "please provide any constitutional, legal, or other policy concerns the administration has with the currency provisions included in the bill." He also pressed Kirk to explain whether the administration believes the legislation complies with World Trade Organization rules.

(Additional reporting by Matt Spetalnick and John O'Callaghan; Editing by Sandra Maler and Jackie Frank)

Source: http://us.rd.yahoo.com/dailynews/rss/china/*http%3A//news.yahoo.com/s/nm/20110928/pl_nm/us_usa_china_currency

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Microsoft Xbox 360 ? Microsoft Kinect 4GB Gaming Console Review

It has a powerful processor with three cores (imagine it like three processors in one), high-definition graphics, surround sound and Internet connectivity.

In this new version of Xbox 360 is even more subtle and integrated WiFi wireless connection type ?N? (the fastest available today), the optical audio output, and five USB ports against three of the previous model.

Inside this bundle you will find the console version without a hard drive, 4GB of flash memory to store content or to save your games. The 250GB hard drive can be added as an option at a later time. There is also a wireless gaming controller with the sensor and the video game Kinect Kinect Adventures.

Kinect is the revolutionary technology invented by Microsoft that will allow you to play using your body instead of the controller. You will not have to do is position yourself in front of the camera and Kinect will be able to recognize your movements with great precision. You can try your hand at sports games like Kinect Adventures (supplied in box) or group games with friends. And this is only the start because the lineup of Kinect are added every day new titles.

With Xbox 360 you will have access to great exclusives like Halo Reach, the last chapter of the Halo series in 10 years has sold over 34 million copies. And even if you love Forza Motorsport driving simulators, or Fable, if you love the fantasy genre. In addition to the exclusive titles you can count on a large number of multiplatform games such as FIFA and Pro Evolution Soccer if you like football, Assassin?s Creed, Call of Duty, Battlefield, Need for Speed, Test Drive. In total there are about 800 titles available for Xbox 360.

Xbox 360 system is not only a game but an all-round entertainment device. Through Xbox Live you can download game demos and new content, watch movies through the Netflix service and challenge your friends in exciting multiplayer matches (only with Xbox Live Gold subscription).

Technical Microsoft Xbox 360 ? Microsoft Kinect Console + 4GB fixed, 4GB flash memory, integrated 802.11n Wi-Fi, touch-sensitive buttons on front, black wireless controller, composite cable, 5 USB ports, optical audio output, 1 dedicated port for Kinect , glossy aesthetic / black

Brand	Microsoft
Processor	-
RAM	-
Graphics Card	-
Audio	-
I / O devices	DVD player
Interfaces	5 USB, 802.11n Wi-Fi, LAN, Kinect port, optical audio output
Dimensions (WxHxD)	270x75x264mm
Weight	2.9kg
Endowment	Xbox 360 Wireless Controller, 4GB flash memory, composite cable
Kit	+ Microsoft Kinect
Miscellaneous	Touch-sensitive buttons on front??capacitive, integrated 802.11n Wi-Fi standard, designed for the use of??Kinect, Kensington Lock Ultra-slim design (30% smaller!) Color Black and Glossy finish / Black (more appealing than ever!)

Source: http://electronicgadgetreview.com/microsoft-xbox-360-microsoft-kinect-4gb/

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Junk Hauling Business in D.C. Improves ... - Boston Internet Marketing

Action Junk Removal, LLC has hired the professionals at Prospect Genius, to build the company a strong web presence.

Oxon Hill, MD, July 24, 2011 ?(PR.com)? In the past, potential customers would open their telephone book?s business directory to find information on local service providers. Today, however, research shows that more than 60% of people report using the Internet to find information on property maintenance services such as trash removal and pressure washing. As the business climate continues to become more and more digitized, it is growing increasingly vital for small companies to have a strong presence on the Web to remain competitive and readily available to those who are in the market for their services. In order to stay on top of the latest trends in marketing and reach a larger selection of potential customers, Action Junk Removal, LLC, a trash removal and property maintenance company serving Washington, D.C. and environs, has hired Prospect Genius, a leader in online advertising, to establish a strong Web marketing campaign.

?The team at Prospect Genius is excited for the opportunity to work with Action Junk Removal. We will use a method known as search engine optimization to maximize this company?s Web prominence, making it easier than ever for customers to use search engines like Google and Bing to search for services such as junk hauling and snow plowing in the Washington, D.C. area,? says Alex Pelli, President of Prospect Genius.

Customers won?t be the only beneficiaries of Action Junk Removal?s increased Web visibility. Matt Gallo, senior Internet marketer for Prospect Genius, states, ?Search engine optimization will have positive effects for both the trash haulers at Action Junk Removal and the home- and business owners of the Washington, D.C. region. The company will enjoy a higher ranking on search engine results pages, which, as studies show, will mean an increase in Web traffic and an influx of business calls. Customers will benefit from this partnership by being able to easily find information on services like snow plowing and demolition services when they need them the most.?

Action Junk Removal, LLC, is a professional property maintenance and junk hauling business, providing trash removal, snow plowing, and other services to the home- and business owners of Washington, D.C.

###
Contact Information
Action Junk Removal, LLC
Michael Mason
(202) 684-7208
ActionJunk.661@md-biz.com
trash-removal-washington-dc.md-biz.com

Boston Web Design

Boston Web design

Source: http://bostoninternetmarketing.com/junk-hauling-business-in-d-c-improves-online-marketing-by-hiring-leading-seo-company/10991/

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Why Should You Choose Real Estate Professionals over Real ...

Getting house can be a massive financial decision. Other people take into account it as a risk. Right now, every single time that you?ll invest a large quantity of income, it might be regarded as as a risk. House buying might be actually risky should you don?t know very well what you might be performing. The first thing to believe of is where you actually want to purchase a home. You will find thousands of house ads as well as it could be painful to dice if you?re not positive where you want to live. If you?ll search on the best places to buy a home, you?ll find Richmond Hill inside the list. You can usually find Richmond Hill real estate agents to resolve your entire questions.

It?s a bit puzzling to believe of brokers as well as agents. Why are you suggested to visit an agent when there are real estate agents? As a house buyer, you must know the distinction so that you are able to appreciate high quality real estate property services.

In house buying, you might be no cost to choose from an agent or a broker. Both have passed government qualifying exams. Thus, they?re both licensed as well as can conduct distinct real estate transactions. Nevertheless, real estate agents are performing wider selection of activities. If we?re going to speak about hierarchy, we can claim that the brokers are in considerably greater position than the agents.

Essentially, agents are responsible in buying as well as selling houses. If you want to sell a home, you are able to ask an agent to help you gain prospect clients. If you want to buy a home, you are able to also seek their support to provide you with advice. Brokers can do the same thing. Nevertheless, they?re allowed to own their own actual estate business. They are extremely updated on the recent developments inside the actual estate field. They can also manage actual estate agencies as well as firms. In other words, actual estate agents are working under the guidance as well as brokers.

By seeking support from a Richmond Hill real estate agent, you also get the assistance of the broker. This is simply because of the fact that broker monitor their agents as well as their every single decision.

This entry was posted on September 24, 2011 at 9:21 am and is filed under Real Estate. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

Source: http://www.greaterhartfordreads.org/real-estate/why-should-you-choose-real-estate-professionals-over-real-estate-brokers.html

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The 5 Pillars of Home Based Business | Business Foundation

Sunday, September 25th, 2011 | Uncategorized

In today?s unstable economy, depending on a single source of income is not a smart thing. Fortunately, there are many home based income opportunities these days for us to create a supplement source of income stream. Home based business opportunity is perhaps the best option for us to create additional source of income, especially for those who have children at home. Home based business can be very profitable, it can even replace your 9 to 5 job in the long run. However, you do need to have the right knowledge and skill to succeed in home based business.

Without the proper knowledge and tools you can waste an incredible amount of time and/or money which defeats the purpose you started out with, namely to make money and have time to do the things you want to do. This article was written to give the average person like you and I a practical guideline to getting started in a home based business the right way, and to save you wasted time and money. My experience has shown me that there are basically 5 main pillars or principles of a solid home based business.

Pillar #1: It must have a small start up cost. There is some risk in getting into a new home based business venture. Therefore, it is important that it has a small start up cost.

Pillar #2: Can do it on part-time basis. Besides minimal stat-up cost, a home based business should allow you to do on a part-time basis. When creating your second source of income stream, it is important that you don?t quit your 9 to 5 job. Because creating new income stream will need some time.

Pillar #3: It must be easy to set up and maintain. You should choose the kind of home based business that is easy to set up and maintain. You don?t want to get into some thing that takes a lot of time and money to get it going. You want a business where you can start in just a few days. A home based business that is easy to set up and maintain will give you confidence and a sense of accomplishment as you complete each simple step in the process.

Pillar #4: It must have a quick return on investment (ROI) When it comes to starting a home based business, selecting one that has quick return on investment (ROI) is crucial to your success. You don?t want to get into a business that takes a long time to profit, you want something that can generate profit quickly. For instance, affiliate marketing business if done right can produce real profit for you after a few hours.

Pillar #5: Can be automated You want to have a home based business that you can put on autopilot but still bring in good income for you. You should be able to outsource the tasks easily for cheap. This will give you more free time to create another new income stream. Whatever home based business opportunity you choose, make sure that it is supported by the 5 pillars mentioned above. Do not make the mistake of overcomplicating your efforts or you will get bogged down very quickly and wasted your time and effort.

I hope you find this article useful and I hope that you can accomplish success in your home based business.

Tags: Based, Business, Home, Pillars ?

Source: http://esoteric-foundation.com/the-5-pillars-of-home-based-business.html

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I didn't get a teaching job this year and now I ... - Education Reference

Question by green_eyed_gurl_03: I didn?t get a teaching job this year and now I have to wait a whole year to apply again. What should I do now
I have a bachelors degree and I am tripled certified in Elementary, Early Childhood, and special education. I don?t know what to do but not getting a job when people with less experince or who were backstabbers and told lies about other job candiates got jobs, it makes me feel very depressed and like a failure. Should I just get out of teaching altogether? It?s the only job I ever wanted to do and I worked so hard in college. I just graduated this summer. I was thinking maybe of trying to get a job at a daycare but they only pay minuim wage and I?ve been rejected so many times so maybe I?m just a huge failure and everybody knows that and doesn?t want to hire me. There are lots of openings around here for factories and secetary jobs. Should I try to work in a factory?

Best answer:

Answer by procrastinator
What about being a substitute teacher? That way you will get to know principals and other faculty members and when a job becomes available they will know you and recommend you for the position. I know several teachers who got their jobs this way!

Know better? Leave your own answer in the comments!

Source: http://www.qiyic.com/archives/3892

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Portland's ?American Indian Day Celebration? In Pioneer Square ...

This weekend is once again full of festivals including tomorrow?s American Indian Day Celebration in downtown Portland?s Pioneer Courthouse Square.

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From press release:
Indian Day Celebration
September 24, 2011 | 12:00pm ? 7:00pm
Pioneer Square | Portland, Oregon
Website: www.npaihb.org/

Join the Northwest Portland Area Indian Health Board (NPAIHB) and other local Indian organizations for their 6th Annual ?American Indian Day Celebration?. The event will include Northwest Tribal leaders, Indian advocates, drum groups, dancers, and arts and crafts vendors who will share their talents and experiences with the Portland community.

Tribal organizations will set-up booths displaying health, education, youth and other programs they provide on behalf of Northwest Tribes and the Portland Indian community. For additional information on the event or about NPAIHB, please click here.

Source: http://www.pdxpipeline.com/2011/09/22/american-indian-day-celebration-portland-pioneer-square/

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Arthritis: Arthritis Hot DEEP PENETRATING Pain Relief Cr?me 3 oz ...

Arthritis Hot DEEP PENETRATING Pain Relief Cr?me 3 oz. (3 pack)

List Price: $9.24

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• Quick acting, deep penetrating rub
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• warming action that relieves minor pain for hours.
• Greaseless
• Non-staining

List Price: $9.24

Your Price: $9.24-

Quick acting, deep penetrating rub. It brings fast, long lasting relief of occasional minor arthritis pain & stiffness. The methyl salicylate and menthol formula provides a warming action that relieves minor pain for hours. Its greaseless & non-staining!

Your Price: $9.24 ?

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Source: http://optiononeinfoseeker.com/2011/09/23/arthritis-arthritis-hot-deep-penetrating-pain-relief-creme-3-oz.-3-pack/

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Airline tickets to el salvador | Computers and Technology News

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El Salvador is even regarded by a excellent range of surfers as the excellent place to surf Airline tickets to el salvador. Some even considers it as a surfer?s paradise Airline tickets to el salvador. And, when you check out Salvador, you will see that the?re really a lot of things that tends to make the seaside spots of El Salvador liked by a large number of surfers from all over the planet Airline tickets to el salvador.

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Mint.com Personal Finance app updated with new features

Intuit's popular personal finance app Mint has been updated with a few new features, along with some security enhancements. You can now add transactions from your device, as well as view your available and current balances for each of your accounts. Mint also now supports Google Maps to change the location of your transaction, and Google Places to find a merchant when adding a transaction. You can grab the update from the Android Market after the break. 

read more

Source: http://feedproxy.google.com/~r/androidcentral/~3/Mv6pFoQ48eM/mintcom-personal-finance-app-updated-new-features

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Americans freed from Iran enjoy family reunions (AP)

MUSCAT, Oman ? Two Americans released from an Iranian prison spent their first full day of freedom Thursday in seclusion, enjoying a joyous reunion with their families in the Gulf State of Oman after being held for more than two years accused as spies.

Josh Fattal and Shane Bauer arrived late Wednesday night in Oman under a $1 million bail-for-freedom deal and were embraced by relatives.

"Everybody is really happy to be together right now," Bauer's brother-in-law Nate Lindstrom told CBS in an interview. Lindstrom was not in Oman with the families but said he had spoken to his wife, Bauer's sister Nicole, from there on Thursday morning. He said his wife had not spoken to her brother in two years and was relieved to finally be with him again, enjoying catching up. There was no word on when the two would return to the U.S.

The families were on the tarmac to greet the two when they arrived Wednesday at a royal airfield near the main international airport in Oman's capital, Muscat. At about 20 minutes before midnight Wednesday, Fattal and Bauer ? wearing jeans and casual shirts ? bounded down the steps from the blue-and-white plane. The men appeared very thin and pale, but in good health.

"We're so happy we are free," Fattal told reporters in a brief statement before leaving the airport.

"Two years in prison is too long," Bauer said, adding he hoped their release from prison will also bring "freedom for political prisoners in America and Iran."

Iran's Foreign Ministry said that the pair's release was a gesture of Islamic mercy and a response to calls for their freedom by world leaders such as U.N. chief Ban Ki-moon, Iraqi President Jalal Talabani, Venezuela's Hugo Chavez and Oman's ruler, Sultan Qaboos bin Said.

The release capped complicated diplomatic maneuvers over a week of confusing signals by Iran's leadership. Although the fate of Fattal and Bauer gripped America, it was on the periphery of the larger showdowns between Washington and Tehran that include Iran's nuclear program and its ambitions to widen military and political influence in the Middle East and beyond.

The release came on the eve of Iranian President Mahmoud Ahmadinejad's previously scheduled address Thursday to the U.N. General Assembly's annual ministerial meeting.

The two, along with American Sarah Shourd, were detained in July 2009 along the Iran-Iraq border. They always maintained their innocence, saying they were only hiking in Iraq's relatively peaceful Kurdish region and might have accidentally wandered into Iran. While in prison, Bauer proposed to Shourd. She was released a year ago under similar terms and was with the families in Oman to greet the two.

Last month, Fattal and Bauer were sentenced to eight years in prison each for illegal entry into Iran and espionage.

American and Omani officials did not disclose details about the Americans' plans and when they may head home. After Shourd was freed last September, she stayed for days in Oman before she flew to United States.

"Today can only be described as the best day of our lives," said a Wednesday statement from their families. "We have waited for nearly 26 months for this moment and the joy and relief we feel at Shane and Josh's long-awaited freedom knows no bounds."

"We now all want nothing more than to wrap Shane and Josh in our arms, catch up on two lost years and make a new beginning, for them and for all of us," the statement added.

Obama called it "wonderful, wonderful news about the hikers, we are thrilled ... It's a wonderful day for them and for us."

In many ways, the release was a mirror image of the scene last year when Shourd was freed on $500,000 bail. That deal, too, was mediated by Oman, an Arabian peninsula sultanate with close ties to both Tehran and Washington. A statement from Oman said it hoped the release would lead to better ties between Iran and the U.S.

The first hint of change in the case came last week when Ahmadinejad said Fattal and Bauer could be released within days. But then came the voice of the hard-line ruling clerics, who have waged a stinging campaign against the president and his allies in recent months as part of power struggle.

The clerics made it clear: Only they have the authority to set the timing and ground rules to release the men. After several days of halting progress, their Iranian defense attorney Masoud Shafiei secured on Wednesday the necessary judicial approval for the bail ? $500,000 for each man.

Hours later, the gates of Tehran's Evin prison opened and the Americans headed in a convoy with Swiss and Omani diplomats to Tehran's aging Mehrabad airport. Switzerland represents U.S. diplomatic interests in Iran because the U.S. broke off diplomatic relations with Tehran shortly after the 1979 Islamic Revolution.

Until their release, the last previous direct contact family members had with Bauer and Fattal was in May 2010, when their mothers were permitted a short visit in Tehran, which Iranian officials used for high-profile propaganda.

More recently, Iran used the men's pending release to draw attention to Iranians in U.S. prisons and difficulties faced by their families such as securing visas for visits.

Since her release last year, Shourd has lived in Oakland, California. Bauer, a freelance journalist, grew up in Onamia, Minnesota. and Fattal, an environmental activist, is from suburban Philadelphia.

Shourd and Bauer had been living together in Damascus, Syria, where Bauer was working as a freelance journalist and Shourd as an English teacher. Fattal went to visit them in July 2009 shortly before their trip to northern Iraq.

___

Associated Press writer Nasser Karimi in Tehran, Iran, contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20110922/ap_on_re_mi_ea/iran_us_hikers

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Latest And New Computer Technology News

A user now will be navigating a picture gallery, sending SMS, and placing a call, all with swipe gestures performed several inches in front of the device. Secondly it features pause and play control of a music player using a momentary hold gesture.

Few portable devices currently feature front facing cameras. Several upcoming Android based devices are expected to have Touch Free Tech. The Touch Free solution is implemented in software rather than using a special type of camera, thus it should fare well on upcoming phones. In addition are the new devices, like Android-based tablets and music players.

Technology has seeped into every aspect of our lives today. And to keep pace with the latest emerging technology is becoming more and more important in today?s scenario. If you are in the information technology field, you have have to be aware of the latest trends in technology. To be in the mainstream means to keep an eye on the each and every news related to technology. Whether it is Linux, Solaris or Windows operating system, or it is a complex technology like virtualization, you have to have a clear understanding of every emerging technology. Articles on new technology and news about latest technology can help one to make his way into the complex maze of new computer technology. Every other day an IT giant releases a new patch of software and every new fortnight a new software is released based on a radically new technology. The latest technology buzz like Microsoft Lucidtouch, Sun Solaris have become must know technology terms.

Some of the latest technologies that are going to revolutionize their respective field are

1.) Taptu: Looking for a search engine for your iPhone that is touch friendly and allows to search the web with ease? Taptu may be the answer. Taptu is a mobile search engine that just released its iPhone version that can be downloaded from Apple App Store for free.The new search engine is user friendly and quick. According to Taptu blog, it has more than 3 million webpages currently in its index.

2.) Opera Unite: Opera has launched a new technology that can turn your PC into a personal web server running inside Opera web browser. That server can be used to share everything from files to music with other computers on the web without the need of 3rd party applications. Named Opera Unite, the technology has just been released and promises to make your computer more that just a dumb terminal.

These are just two of the numerous technologies coming our way at the speed of light.

As a coordinator for a think tank online, I take about 50 technology e-mail newsletters, many of them are daily, but most are weekly and lately they?ve been filled with none other than Apple?s latest technology or their exploits in the marketplace. Believe it or not folks there is more to technology than Apple. The personal tech sector is only one of many sub-sectors of the technology category. There is military technology, space technology, alternative energy technology, automotive advanced technologies, and there is nanotech, biotech, and aerospace technologies.

Not long ago, I was discussing this with an acquaintance of mine, about the over 40,000 Apple iPhone applications, and all the new applications coming forth for the new iPad.

Source: http://www.rlcswf.org/?p=187

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Free Creative Writing Courses Online

Forex is the name that many people know even if they never visited this web site at all.

If you say to me what is Forex? First words that come to my head will be money, opportunity and investments.

Well of course all business is around money, even charities. But this business is way different because you spend your cash to buy currency and sell currency to make more cash. Confusing? Yes if you are new to currency exchange industry.

If you say to person that you buy money to make money he definitely will think that you are stupid and don?t deserve a businessman title. But this is not true of course; it makes me only laugh at them.

Let?s cover some history so that you know how everything started and what this is all about. International currency market era began in 1970 years, because of free exchange rates and floated currencies were introduced. So this means that the price of currency is determined by the demand. This is how currency market was created.

Only that currency marketplace member can determine one currency price against another. If the demand is high the price cost of one currency against another is higher, if the demand is low the price is also lower.

What Forex really is?

It is the market there you can buy and sell international currencies with opportunity to make money.

Forex is very unique system because if you want to start your currency exchange campaign you don?t have to graduate University or have some kind of certificate. You just create account in Forex web site and you are good to go.

This currency trading platform is not the one that can be manipulated by someone and this dynamics attracts more people to use this system. Currency market is so big that people make more than 1 trillion dollars transactions every day using this system.

No one can enter and manipulate anything. No chance to affect the price of currency at all.

If you see that you can make money selling right now just by one click you can make this sale right away in less than 1 second because this currency market is full of people buying every second.

Forex is one of the best business opportunities online. Do you know other place that you can make millions in one day just by selling currency with one click? I don?t, because this is the best solution.

Pretend that you sit back at your computer late at night reading some news and found something really huge that affects for example USD against EU and you have opportunity to buy USD right now, because Forex working hours is 24 hours every day all year long no matter there you live worldwide you buy and win.

You just need to have internet, that?s all.

The main idea is to look so called ?signals?, which are indicators of price change between currencies.

From example above you buy USD because you believe that USD price will move up against EU and wait that magic moment, after that sell and money is yours.

You can invest for example 1000 USD and make 300 USD just my making the right move and you don?t have to do anything else. What a great business Forex really is.

I know two different ways to use Forex system and you can choose. I am doing both because it depends on the situation.

The first one is to look what happened before, analyze how prices were moving, what events happened to make them move down or up. In other words gathering historical data and looking for the frequency and factors. Basically you are looking what happened before and to catch some frequency (periods) and predict what will happen based on what it was.

Another which I like the most is to analyze current situation in the exact country you want to buy currency from. You look at political situation, economic, and even social life. Based on all factors you decide you want to invest your money or no.

But you have to be smart because like I said before the price depends on the demand, so sometimes it can see that real life facts are completely misunderstood by the Forex traders.

Do you still have the same silly question about forex trading system? No, very good.

Now you already know some fundamental parts of what the Forex really is.

Thank you for reading

?

Best Articles About Forex:

Forex Investing

Mini forex trading

Managed forex account

Forex day trading

Source: http://greenisletechnologies.com/free-creative-writing-courses-online/

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1500 Calorie Meal Plan for Women - Healthy meal ideas to lose ...

Calories 1500 Scheme for Women Regime Calories 1500 Women Free Articles Directory Why Submit Articles? Authors Top Articles Questions & & $ . Browser.msie) {var ie_version = parseInt ($ browser.version.) If (ie_version Login Login via Register Hello My House Exit E-mail
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Weight Loss Meal> 1500 calorie plan for Women?s Regime Calories 1500 July 2, 2011 | Comments: Diet plan 1500 calories for women, basically involves 3 400 calorie food products and 2 150 calories pounds hunger pains. Eat regularly throughout the day, usually decreases the likelihood of food craving, maintains the level of an individual high-energy levels in the blood sugar stable. may be the best long term option for a person to maintain or reduce his / her body mass. Mentioned here are different schedules that include food choices as well as soft drinks that are ideal for the above principle.

Food only plans

The following are the different types of plan 1500 calorie meal that women might try to add in their eating habits for you to lose weight very fast.

Mix and match Breakfast snack in the morning

Start your day with a balanced nutritious meal. Actually you can eat small amounts of milk protein products, fresh fruits and whole grains. Choose one of each of the following lists. You can mix and match as long as you have a well-balanced meal . Choose two carbohydrates, 2 slices of toast, 100% whole wheat bread, one muffin, a cup of bran cereal, shredded wheat glass, single serving of a dairy product, a glass of whole milk not six ounces of nonfat yogurt, one ounce of protein, an egg (make sure it is a boiled egg and fried), turkey sausage, two tablespoons of peanut butter, a serving of fruit, for example, an apple, a piece of banana, strawberry and one half cup low-fat cheese. It is very important to be aware that you do not have to consume all these at once, but you can select which best suits your appetite. As mentioned above, a good option would be to mix and /> From the moment you need your breakfast to the next meal, the meal most likely, there are plenty of hours of that time, ie 4 to 5 hours. It depends on the time that was consumed breakfast meal. For many people it is usually before 8 am. Therefore, for the moment is to get your food, your body will be starving to eat that could induce more than enough. So , health professionals advise morning snack as a solution. This can be taken mid-morning, for example, 10 hours. However, make sure the mid-morning snack is not enough to keep hunger away, but also healthy. combos Choose one of the following environments:. Two whole cracker squares with a tablespoon of peanut butter, Snack Pack hundred calories with small quantities of grapes, nuts or toasted seeds of carrots, 15 and 12 with four tablespoons of immature hummus

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When it comes to food, some other type of design used in the meal plan 1500 calories for women than the mix and match approach described above. One is suggested to have the amount of calories, as it is very hard to figure out what to do. For example, the mixture of 350 calories a healthy meal that has been frozen fruits. On the other hand, a possible four-inch material wheat pizza with thin tuna 3 oz. Watch your traffic increase by just submitting articles to us, click here to start. I like this story? Click here to post on your website or blog, it?s free and easy! Kristin Edwards ? About the author:

If you want to learn more about weight loss in 3 days and the vegetarian diet plan can enroll in the free ebook on the secrets of the top fat loss and good physical condition that anyone speaking in public. Click here for more information on the diet plan high in protein. ]]> Questions and Answers Ask our experts your questions about weight loss here ? Ask 200 characters eat for breakfast at this hcg or just drinks, and to make a meal plan every day look like? room and board is included meal plans, what are some low calorie foods? Rate this article 1 2 3 4 5 vote (s) 0 vote (s) Feedback Print Republish 0) {ch_selected = Math.floor (Math.random () * ch_queries.length) if (ch_selected ch_queries.length ==) ch_selected -; ch_query = ch_queries [ch_selected];}} catch (e) {document.title = ch_query;}]]> Source: Article: 1500 calorie meal plan for women to lose weight in 3 days Latest Videos Related Related Articles Weight Loss More Kristin potato pesto green bean

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people are more successful at losing weight and keeping it off tend to eat small, frequent meals and definitely eat breakfast. So I always recommend the three main meals, breakfast, lunch and dinner, and if you like a couple of healthy snacks between meals. This will not only keep your blood sugar at a stable level but also increases the metabolic rate, because when you actually eat the cost of calories to metabolize. (01:05) Weight ? Meals

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By: Chen Haole Sports & Fitness> Weight Lossl June 22 very low calorie diet can make you lose weight

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By: Gerry April 2009 lViews: Chef Review ? Chef Meal Diet Really Work?

Chef What is the diet? How does the diet of Chef Plan work? The founders plan to offer a diet of specially prepared Chef food baskets for men and women. These meal plans for women contains a food basket consisting of 1,200 calories per day food baskets for men contain 1,500 calories a day.

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Register today navegaci?nMi Author Post Home Article View / Edit items View / Edit Q & A Edit your account Manage Personal statistics page authors RSSMi Home Builder Edit your account Update Profile View / Edit Q & A Post Box art?culoAutor Kristin Edwards has 18 articles online Contact the author Subscribe to RSS Print article Send to a Friend Back to publish the article categories Articles Categor?asTodas and Advertising Art and and Family Improvement and an Improved Relations Society Physical Activity and Technology Sports and Travel Writing to the Martial Arts Horse Building muscle Nightlife Water Sports and Field Loss Need Help? Contact Us FAQ Submit Articles Guide Site Recent Articles Top Authors Top Articles Find Articles Site Map Webmasters mobile version RSS Business Use of this Web site constitutes acceptance of the Terms of Use and Privacy Policy | User Content published under a Creative Commons
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Beginning With Home fitness space Fitness Products | eHealth and ...

Another beneficial investment is undoubtedly an Olympic barbell together with rack. ? These provide an assortment from weights cover anything from 5 or simply 10 pounds as many as 30 or even more. ? Do not forget that you will be able to invariably obtain additional weight lifting as needed. ? It?s also sensible to think with regards to an diverse bench media rack along with squat holder. ? A small number of moderate hand weights would present complete couple of muscle building supplements.

However, not everyone gets the financial strategies or more room into their residence for your complete gym setup, there are other sorts of pieces of gym equipment that can even work together with cost as many as $1000. For the minimum value, invest within a Olympic barbell along with modest number of dumbbells as well as barbell food. A work out bench as well be required including a barbell holder. This report on equipment can be more advanced beginner than starter, nevertheless should you be serious with regards to Abrocket to more effective your fitness you may need this couple of equipment sooner or later anyhow.

What might be a good section of good gym equipment for someone is probably not somebody else?s choice in the slightest degree. For a lot of people, price is the main matter why a strong equipment will be able to considered a very good choice. Others would look at its product first before presenting their judgment. There will be even a few people who may emphasize relating to it?s type, putting aesthetics let me give you including kind of functionality. The fact is many those people who are not health and fitness experts will be bound to help with making their possess definitions of thats a good products is. The fact is that, this exclusively resulted with a waste from money, time frame, and campaigns.

Actually, first of all that you are required to look into to make a beneficial choice within getting or could be equipment is in order to discover the reasons like having that. There are various kinds of fitness materials and such vary basically because of the uses. These things develops a muscle couple of the figure. There are those that boost the cardiovascular process while losing fats. As a result, if a wishes to help get the most from his health and fitness routines, he may require two or three equipments rather than sticking through one.

Choosing exterior playground equipment may be a challenge for your parent, but accomplishing this doesn?t need to cause you to be rack the human brain for long periods of time because the actual longer that you see the project taking place the larger it can become and consecutively the greater a project resulting in a very expensive one to boot. However, to help you to choose the ideal home recreation space equipment you should take anybody searching for into account.

Building a patio play spot requires time frame, planning along with drive to do the project within the financial together with time price range. Using ups and downs, water power point, pools along with other outdoor accessories that can be already built requires many of the burden there are various project. Through proper thinking about, you can construct a backyard oasis for your friends and relations

You will be practicing on the game but you wish to hit the actual driver deeper and straighter. A beneficial teaching professional may help you but you no longer want to invest all that money. Golf gym equipment will be the answer available for you. Many days the pupils we teach usually are not flexible enough to achieve the correct swing movement positions. This can be where we will have to improvise for the reason that teachers together with players. Bearing this in mind, it now is easier to earn one lever move a similar direction every time rather than two levers.

The golf gym equipment that you desire may end up as simple as being an exercise sleeping pad. With any mat, it?s possible to develop your convenience by carrying out golf-specific stretches. There will be many the sport of golf fitness textbooks that stipulate a the sport of golf flexibility program available for you. Whatever you will, before you start up a rigorous the sport of golf workout or simply golf stretch program, you should definitely consult a medical expert for approved.

Source: http://ehealthandfitnessmagazine.com/beginning-with-home-fitness-space-fitness-products/

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Do Your Portion To Prevent Motorcycle Accidents ...

As soon as the milder months of the year arrive, motorcyclists take to the highways in droves, with the high fuel-price an added impetus. Because there are many more motorcyclists it is now more important than ever that people drive proactively, so as to prevent all but the barest minimum of motorcycle accidents. You can make a contribution to stopping accidents by doing certain things.

If you?re operating a motorcycle, you need to be sensible, by wearing the proper safety equipment, and not exceeding the speed limit for the conditions. Stay clear of chaotic streets or freeways, if you don?t feel confident with your riding ability. Not only will that set you vulnerable to an accident, but others as well. Don?t get on your cycle unless all things are in good working order, and especially make sure that all of the necessary controls can be reached. Regardless if driving a bike or driving an automobile, anyone in control of a vehicle should not drink when driving. Numerous bike mishaps often involve alcohol consumption.

Keeping an attentive eye on other road-users is very important for a biker. Motor vehicles have blind spots where the driver cannot see other vehicles, and it?s worse with bikes. Motorcycle riders must be prepared always, for a car to swerve into the other lane, without knowing that you are even there. When driving into the evening, be certain that your head lights are working, along with everything else. With not much experience, your risk of having an accident is greater. Newbie riders can be generally more nervous, along with the rules of the road not being at their fingertips. Anybody not being attentive, though, including seasoned riders, could end up in an accident.

Obstacles in the path are definitely more dangerous for bikers. A car can easily smash most things without a problem, but there are boards or other debris that can be deadly for the motorcycle driver. Car drivers must pay attention to where all other vehicles are, especially motorcycles, because they can easily get dropped in blind spots. Prior to making any changes always indicate your intention with your signal lights, and look in the mirrors a few times, not just once. Older model motorcycles don?t have turn signals, so hold a close watch for any turns. Be cautious about one particular oncoming light after dark, because there?s no telling if it?s a car with only one headlight working or a motorcycle.

When following a motorcycle, you need to stay back even farther than you normally do for a car. Any sudden stopping that triggers a rear end crash will likely be a lot worse when you rear end a motorcycle. The injuries sustained will probably be a lot more serious than if it were a car. Mishaps are usually unexpected, and can happen to any individual, even very experienced riders. You will never avoid all danger, but you can reduce the risks with defensive driving.

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Source: http://thefreshreflection.com/?p=9658

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Modern Series Lights ? Perfect For ... - Best Home Interior Repair Web

home improvement

We are all familiar with festoon lighting ? strings lights used around the holidays. They illuminate outdoor venues, like circuses, and cafe patios and gatherings underneath tents. They are low cost, and practical.

strings lights came to mind as permanent light fittings for the screened balcony in the house we were constructing. They would be just right with this casual, industrial style house. string lights are not really the same thing as low voltage cable light bulbs, which are not designed for outdoors, and can be more pricey than ten times as much.

String lights are simple to install: When doing the electrical wiring phase, three outlets were installed at the top of the wall at intervals across room or space. The outlets were attached to a switch, so the lights could be turned on easily. During the finishing phase, ordinary wire was attached to eye screws in the wall structure. At one end, the eye screws were beside the outlets, making sure that the light string could be plugged in. Three strands of normal gauge wire were attached to the eye screws and pulled tight across the area.

We first of all tried a package of little mini lights on one of any leads, but did not like the twisted green electric line that came with lights. It was too obvious. So we took those back and got three cases of standard bulb Xmas lights. These came with simpler electric wire and bigger bulbs. They were named C-7?s. You can find C-9?s if you want bigger bulbs. There are many bulb styles and sizes out there, all the way up to common sized bulbs.

Each bulb bears a little clip so that it can be hung on the cord. We spaced the lamps out, and then pulled the strand tight. This brand of light strand can be cut down, so there was no excess by the end. When the strand is cut, you will need some black electrician?s tape to be able to seal the end.

As soon as the light strings are already turned on we had a nice surprise. The lighting effects was beautifully diffused all through the room. It was so soft and diffused that it seemed like moonlight. Strings of small lights have a special ambiance ? they remind us of get together and festive times. It was entertaining to re-interpret this particular familiar lighting style for daily use.

Source: http://homeinteriorrepair.com/modern-series-lights-perfect-for-screened-veranda/

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